Wendy Kirkland

MERIT GOLD

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Item:	MERIT Gold 2 Year
Product Price:	$1997.00
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I understand, if the unimaginable were to happen and for the first time ever MERIT GOLD trade alerts failed to produce an overall potential profit in the next 90 days, I'll be entitled to a full refund of every penny I paid to join. And if trade alerts fail to produce overall potential profit opportunities in the next 12 months, I'll be entitled to a pro rata refund.

"My wife and I are having the best time trading together. Doing it with your life-long best friend doubles the fun, if you know what I mean. The way things are going; Our goal is to live off our option proceeds."

George & MaryAnn, Newsletter Publishers in Oakland, NJ^*

"I used to be a big stock player. Then I came across Wendy's book and realized that options are really the best way to go. In all my testing, my success factor with Wendy's system is about 95%. With potential profits of 50%-100%. My friends keep asking me to quit working and manage their money!"

Nathan, Technical Analyst^*

"Her indicators act almost like a laser honing in on a precise entry point, which she calls the 'sweet spot'. It's really pretty cut-and-dry. You just sit there and pick off the low hanging fruit, so to speak."

Rey J., Retired Electronics Engineer in Atlanta, GA^*

* Testimonials used are exceptional results reported to us for this and other programs and services, don't apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual's success depends on his or her background, dedication, desire and motivation. As with any investing endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

No representation is being made that you will achieve profits or the same or similar results as any person providing a testimonial. No representation is being made that the person providing the testimonial is likely to continue to experience profitable trading after the date on which the testimonial is provided, and the person providing the testimonial may have subsequently sustained losses.

TradeWins does not recommend or refer subscribers to broker-dealers. You should perform your own due diligence with respect to satisfactory broker-dealers and whether to open a brokerage account. You should always consult with your own professional advisers regarding equities and options on equities trading. The information provided by the newsletters, trading, training and educational products related to various markets (collectively referred to as the “Services”) is not customized or personalized to any particular risk profile or tolerance. Nor is the information published by TradeWins a customized or personalized recommendation to buy, sell, hold, or invest in particular financial products, and the information and/or recommendation is intended to supplement your own research and analysis. TradeWins' Services are not a solicitation or offer to buy or sell any financial products, and the Services are not intended to provide money management advice or services.

Past performance is not necessarily indicative of future results. Trading and investing involve substantial risk. Trading on margin carries a high level of risk, and may not be suitable for all investors. Other than the refund policy detailed elsewhere, TradeWins does not make any guarantee or other promise as to any results that may be obtained from using the Services. No person subscribing for the Services (“Subscriber”) should make any investment decision without first consulting his or her own personal financial adviser, broker or consultant. TradeWins disclaims any and all liability in the event anything contained in the Services proves to be inaccurate, incomplete or unreliable, or results in any investment or other loss by a Subscriber. You should trade or invest only “risk capital” – money you can afford to lose. Trading stocks and stock options involves high risk and you can lose the entire principal amount invested or more. All investments carry risk and all trading decisions remain the responsibility of the person making the decision. There is no guarantee that systems, indicators or trading signals will result in profits or that they will not produce losses. Subscribers should fully understand all risks associated with any kind of trading or investing before engaging in such activities.

Some profit examples are based on hypothetical or simulated trading. This means the trades are not actual trades and instead are hypothetical trades based on real market prices at the time the recommendation is disseminated. No actual money is invested, nor are any trades executed. Hypothetical or simulated performance is not necessarily indicative of future results. Hypothetical performance results have many inherent limitations, some of which are described below. Also, the hypothetical results do not include the costs of subscriptions, commissions, or other fees. Because the trades underlying these examples have not actually been executed, the results may understate or overstate the impact of certain market factors, such as lack of liquidity. Simulated trading services in general are also designed with the benefit of hindsight, which may not be relevant to actual trading. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading. Universal makes no representations or warranties that any account will or is likely to achieve profits similar to those shown.

Wendy Kirkland's experiences are not typical. Wendy Kirkland is an experienced investor and your results will vary depending on risk tolerance, amount of risk capital utilized, size of trading position and other factors. Certain Subscribers may modify Wendy Kirkland's methods, or modify or ignore the rules or risk parameters, and any such actions are taken entirely at the Subscriber’s election and for the Subscriber’s own risk.

Some figures presented represent the total amount of option premium collected during the referenced period. Actual profits were less. Open trade profit results may have increased or decreased when the trades were closed out.