ITM Forever In The Money - $14,453 Every Month - Stop Worry about market ups and downs - instead potentially collect $14,453 every month... and enjoy your life!

EXCLUSVE OPPORTIUNITY!!

TRY out ITM for just $1...

(read on for details)

"This is like unarmed robbery,
or as close to it as I can imagine!"

Don G., Certified Financial Planner
(See Don's email below)


Dear Friend & Fellow Trader,

People are saying some pretty wild things about ITM. And who can blame them? The possibility of "non-stop cash on demand"... and what you could do with all that cash... is mind-boggling!

ITM doesn't really stand for "In The Money", (although it could). I'll tell you what it really stands for in a minute. But more important is how I discovered this lifesaver in the nick of time!
Wendy Kirkland
At 57 years old I found myself totally broke and desperate... the business my husband & I owned for 25 years, along with our entire life savings, washed away in a matter of hours by a devastating flood.

So believe me; what I'm about to show you is an amazing miracle for me too!

My name's Wendy Kirkland. But, I've been nicknamed the Smoky Mountain Grandma... It's the media's way of heckling 99% of Wall Street's "elite" who can't even come close to my strategy's performance.

And I'll admit, given the way they underestimate this "little old lady", I do get a kick out of showing them up. Wouldn't you?

But what really warms my heart is enthusiastic success stories like these from my students...

Mike H

"I literally made over $60,000 while sitting at the pool having a beer with my wife! Wendy is helping me fulfill my life's dream."

Mike H.,
Owns 2 Gyms in Randolph, MA


Terri F

"I religiously find trades potentially worth $2,000 to $3,000 a day... No problem teaching this old dog new tricks!"

Terri F.,
Retired Accountant in Lapeer, MI


Lorna S

"Because I work, I like to just 'grab-and-go'. I have a $2k acct and I'm trying to supplement my income with a quick $100 a day... $500 wk."

Lorna S.,
Computer Engineer in Asheville, NC


Bob and Fran

"As soon as we hit 30%-40% profit we get out. And that's given us a very nice revenue stream."

Bob & Fran,
Realtors in Hendersonville, NC

In a recent survey of Wendy Kirkland customers, 96% found Wendy's products helpful and 3 out of 4 that traded made money

For typical customer results, please click here. These survey results are results from prior products and programs offered by Wendy Kirkland. Past performance from these prior programs does not necessarily guarantee positive performance in this product or any product or program in the future. However, subscribers who do not achieve similar returns will gain a financial education through their participation in this program.

Rising Flood Waters Taught Me
An Invaluable Lesson
I'm Going To Share With You Now

Truth is: You can potentially gain greater financial security from a $15,000 trading account than a 7-fgure bank account! And when I tell you my story, you'll know why.

For 25 years Jack and I poured everything we had into our Biltmore Village gift shop. And we felt good about it.
Flooded town
Then, in 2004 back-to-back hurricanes brought torrential rains to the North Carolina foothills... causing catastrophic flooding in an area that never floods, (so we didn't have flood insurance).

Who could have guessed this tragic disaster in the foothills of North Carolina would potentially lead to carefree prosperity for thousands of men and women coast to coast.

Overnight our income was gone... our capital investment was gone... and all hope of retiring was gone too.

We desperately needed a new source of income... and fast!

In a weird way, the panic I felt... having to start over so late in life... blossomed into a fierce determination to do more than just rebuild.

This time I wanted true financial security and I aimed to get it!

A $15k Trading Account Can
Potentially Provide Greater Security
Than a 7-Figure Bank Account

Net worth is Finite... But Income can be Infinite.

No matter how much capital wealth you manage to accumulate, you'll never be financially secure until you get an infinite source of income you don't have to work for.

So that's what I worked to achieve.

And once I discovered the secret to potentially earning non-stop income in just a few minutes a day, helping other people do the same became my new mission in life.

Frank S

"In the first 30 days my account
grew from $50,000 to $86,716.56!"

Frank S., Retired
San Diego, CA

Frank's wife passed away when their four children were ages 8 to 14. Raising 4 kids on his own while working in a San Diego shipyard, Frank didn't reach retirement with much in the way of savings. But now, thanks to the system, he can finally enjoy the retirement he deserves...

"I thank you from the bottom of my heart."

"For 20 years I was very fascinated by trading. And I tried it and I made a little bit here and there but it never really clicked."

"So I finally heard about Wendy. And I signed up with her. I put $50,000 I inherited from my mother in a trading account. And Wendy supplied the trade recommendations."

"In the first 30 days my account grew from $50,000 to $86,716.56. That's a 73% profit in just one month!"

"I started out at $3,000 per trade. Then, once I saw it's really working, I opened it up to $4,000. I'm at $6,000 now. That means probably 30 or 40 contracts."

"I mean, this compounding is just unbelievable."

"I've been living on my social security and a meager pension — making do with an annual income of $22,000. And now I'll be able to do as I please."

Practically overnight Wendy's system gave Frank the freedom to "do as I please" in retirement... And I believe it could possibly do the same for you.

Why not see for yourself?

Click Here to Try This For Just $1 Now!

It pleases me no end to know these three wonderful, deserving people... along with thousands of other men & women from all walks of life... have enjoyed instant success following my tried-and-true program.

But, Inevitable Trend Moves hadn't been discovered yet when I started trading... obviously.

So, while I did achieve overnight success... it didn't come on day one.

My First Several Months
Were a Frustrating Struggle

I knew absolutely nothing about the stock market when my friend suggested I trade for a living.
Inevitable Trend Moves Can Be Quite Spectacular - Chart of MO - Daily Altria Group showing 327.84% Profit in 10 Days, with potential profit on $2,037 of $6,657
And frankly, turning a few hundred bucks into a steady source of income sounded pretty far-fetched to my ears.

But, the advice came from a trusted friend. And I was desperate to find a way to pay the bills...

So I took a giant leap of faith...

Using $400 we no longer needed for the electric bill, (the flood knocked out our power)...

I signed up for a course on trading options, (you can read more about options below).

Inevitable Trend Moves Can Be Quite Spectacular - Chart of PEP - Daily Pepsico Inc showing 208.11% Profit in 22 Days, with potential profit on $2,035 of $4,217 Then, a few weeks later I scraped together $800 and opened a trading account.

Now, I wish I could tell you the profits started rolling in right away, all our problems were solved, and we lived happily ever after.

But, that's not what happened.

The 5-week trading course did a great job of convincing me that trading options could in fact make you very rich...

However, it didn't give me the winning edge I needed to succeed.

Sound familiar?

What I Needed Was A Miracle
And That's What I Got!

It didn't take long to figure out the stock market in general... and the option market in particular... is largely controlled by powerful insiders.

That's why so many everyday people get frustrated and quit.

But for me, quitting was not an option, (no pun intended).

Threatened by the imminent possibility of homelessness, I was determined to get the money we needed to survive by trading options.
Inevitable Trend Move - Squeeze - Separate - Pop - Chart demonstrating ITM Hybrid indicator
Then one day I accidentally deleted the template for my charts.

And when I reconstructed the layout, I mixed up the oscillators at the bottom.

I didn't think the sequence made any difference. But, as it turned out, I was wrong!

Inadvertently, I had positioned my favorite trend indicator immediately below a little-known price oscillator...

Low and behold, the two indicators viewed as one creates a crystal clear picture of where the "Big Money" is headed!

All I had to do was hop on board and enjoy the ride!

I couldn't believe it. Suddenly I had the kind of overnight success I hope you'll have now... and the money started rolling in!

It's Like a Miracle
That Happens Over & Over Again
For Men & Women Everywhere!

George and MaryAnn

"It really is amazing how, when those two oscillators come together and then start going apart, it seems like the market has got to move; like it has no choice. It's like the force of demand has become greater than supply, or however you want to say it. It seems pretty failsafe to me."

George & MaryAnn,
Newsletter Publisher in Oakland, NJ


Jane B

"When the indicators line up, that sucker is bound to pop! I can't tell you how wonderful Wendy's System has been for me, all the way around. I'm 72 years old. And I have avoided the stock market my entire life. But now, I have the self-realization that I can do it and I can do it well. I am just thrilled. I have a whole new life. It's just awesome!"

Jane B.,
Retired Accountant in Montfort, NC


Rey J

"Her indicators act almost like a laser honing in on a precise entry point, which she calls the 'sweet spot'. It's really pretty cut-and-dry. You just sit there and pick off the low hanging fruit, so to speak."

Rey J.,
Retired Electronics Engineer in Atlanta, GA

8th Wonder of the World

Einstein called compounding the "8th Wonder of the World"...

I call it...

Your Ticket To Financial Freedom!

Table showing 5 months of trades

However, for compounding to work you must have a high percentage of winning trades (ITM's 80% is great!).

Cost per trade should be a modest percentage of balance (ie: 5½%).

And you should cap your trade size at a reasonable level (ie: $10k max).

To your right you'll see every trade we found during a 5-month period, (that's all I could fit on the page).

Look how fast $15k could have potentially grown to $234,859!

But What Happens After
You Hit Max Trade Size?

In this scenario you would have reached max trade-size of $10k in under 5 months... so what then?

It's silly to let working capital sit idle... so you could either find more profit opportunities in which to invest, (there are thousands of optionable stocks to choose from).

Or, you could start making monthly withdrawals and have some fun...

Either way, doesn't it sound a whole lot better than what you're doing now?

To Get your $1 Trial Click Here Now!

All trade results based on previous historical study 9/17 - 9/18.

ITM Creates a Perfect Picture
Of Fundamental Conditions Before They Unfold!

Technically, what my customized ITM indicator is showing you Inevitable Trend Moves Can Be Quite Spectacular - AAPL Daily Apple Inc Chart showing 324.71% Profit in 29 Days - Potential Profit on $1,914 of $6,169 is a collision between momentum and strength.

And that collision is the best indication I've ever seen as to the next Inevitable Trend Move.

Nathan says the uncanny accuracy of the these indicators empowers him to actually predict what will appear on the next Investor's Business Daily Watch List...

Then, he gets in before the IBD stampede drives up prices! Pretty sweet deal, wouldn't you say?

In fact, what Nathan has to say about the results he's getting is pretty amazing all the way around. See for yourself...

"The trades I find are about 95% winners
with potential profits of 50%-100%"

Nathan V.

Nathan V., Software Engineer
Worcester, MA

Nathan is an expert when it comes to the stock market and technical analysis. In 2007 he wrote one of the automated trading systems used by JP Morgan. And he's had numerous offers from other financial firms, (Goldman Sachs & Interactive Brokers for example). But, he turned them all down so he could avoid conflicts and pursue his own trading ambitions. That's where Wendy's strategy comes in!

"I used to be a big stock player. Then I came across Wendy's book and realized that options are really the best way to go."

"Like a lot of stock traders, I'm a big fan of Investor's Business Daily and their weekly lists of stocks to watch. Or at least I was before I realized that Wendy's Newsletter gives you a jump on IBD!"

"It's really kind of weird because IBD does a scan based on fundamental criteria. And Wendy's is purely technical. But I've been watching. And week after week the stocks that Wendy lists in her newsletter show up Saturday in IBD."

"Not all of IBD's stocks are on Wendy's list. But pretty much all of Wendy's stocks turn up on IBD's list. It's like the System picks the crème de la crème days ahead of time. And you get to legally front-run thousands of IBD subscribers!"

"For example, recently I found trades potentially worth 71% on Chipotle Mexican Grill, 49% on Potash Corp, 32% on Amazon and 102% on Netflix."

"As for losers, I didn't find a single one!"

"In all my testing, my success factor with Wendy's system is about 95%... with potential profits of 50%-100%."

"My friends keep asking me to quit working and manage their money!"


Inevitable Trend Moves Can Be Quite Spectacular - AAL Daily American Airlines Grp Inc Chart showing 265.98% Profit in 43 Days - Potential Profit on $1,940 of $5,142
As you can see by the American Airlines chart to your left...

ITM works just as well when buying Put options in a down market.

All you have to do is rearrange the indicators and read them in a slightly different way.

We don't have time to delve into the bear market version of the ITM signal right now.

As Frank S. talks about above, you can see for yourself the power of compounding using actual ITM trades we found over the past 16 months.

Bell-Ringer ITM Profits Of
995.83%
Inspire a Flood of Excited Emails!

Chart of ABBV - Daily AbbVie Inc showing 995.83% Profit in 11 Days with potential profit on $2,016 of $20,056

From Fred S.—
I have been told by my broker that my account has increased by $28,000 just by your ABBV trade recommendation. So the total increase since starting trading with you on the 25th of August stands now at $70,000 exclusive of today's gain. I don't know how to thank you enough because just 5 weeks ago I lived on social security. Thank you!

From Dennis M.—
I wanted to congratulate Wendy on ABBV, what must be one of the greatest trades of the century!!! I bought 20 initial positions and made a fortune! I got out of some along the way, did not hold all until the end, but still made huge money. Wendy is by far the best trader who I deal with, and the only one who I would and will subscribe to again!

From Ken C. —
Just to let you know, I have already turned my $5,000 account into $40,042.47 as of today. Not bad for three months' work, all because of you...so again, thank you for all that you do for the little people.

From Don G. —
This is like unarmed robbery, or as close to it as I can imagine! I remember when I used to be a Certified Financial Planner and the Series 7 exam contained questions related to how options were to be avoided like the plague. I understand why now. I can clearly see they want the general public to invest in mutual funds, go long on stocks, etc., so the fund managers and brokerage firms can continue getting richer. Thank you so much for the opportunity to see the light! Keep up the good work.

Ken grew $5,000 to $40,042.47 in 3 months' time. Why not see what you can do in the next 3 months... even just on paper? If you're not absolutely thrilled with your results during these 3 months, just let us know and we'll promptly refund every penny you paid us.

What have you got to lose?

Click Here Now!

But what I'd like to talk about now is withdrawing a set amount every month... like an annuity.

How Big Should Your Paycheck Be?

Over the 16 months ending September 2018... investing approximately $2,000 into every ITM trade we found... you could have potentially earned $231,248, after paying commissions. Some Months Have Shown Absolutely Stupdendous Profit Potential - Bar chart showing monthly profits, as described in surrounding text

That comes out to an average monthly income of $14,453.

But, as you can see, not all months are created equal.

Several months have shown absolutely stupendous profit potential...

September: $34,316
December: $24,831
January: $27,519
August: $26,066

Spend $14,453 Every Month Compound The Rest Into Vast Wealth! Bar chart demonstrating $15,000 Hypothetical Trading account that invests 5.5% per trade... max trade size of $5,000. Commence Monthly Withdrawal on third month.

And I'm happy to report we have not seen a single losing month... not one!

But some months definitely show less potential than others.

So I think you'll agree, taking a monthly paycheck... and compounding the rest... Like Jerry is doing and as you see here...

Seems like a very smart thing to do!

And that's the kind of "magic" Inevitable Trend Moves can make possible for you!

It makes me laugh to hear Neil call my system the "Holy Grail". But, considering his 40-year quest, he should know!

And now I'm going to give YOU a chance to experience the magic for yourself. To remove every hurdle I can, I have dropped the price to JUST $1!!

INEVITABLE
TREND MOVES

Oscillator lines showing ITM Triggers

When Trend & Momentum Collide
It Can Mean Only One thing...

INEVITABLE TREND MOVE

DEAD AHEAD
So Hop In & Enjoy the Ride!

This is the only place where you can learn how to construct and use what traders are calling "The Holy Grail".

The profit secrets behind the ITM are just that... SECRETS... You can't buy it for any price.

Bill M

"I have a whole shelf of books on trading. Wendy's work is refreshingly different. I'd highly recommend it to anyone who wants to make a lot of money in the stock market."

Bill M.,
Computer Engineer in Oak Park, IL


Dollie A

"It doesn't matter if you're a newbie or a real experienced trader. We're all using the same tools. The more time you spend in the chat room, the more confident you become."

Dollie A.,
San Luis, AZ


Harley S

"I love the excitement of trading and I consider Wendy's Chat Room as important as her trading system. It's wonderful and very unusual too, for an author to offer traders so much help and support."

Harley S.,
Retired Administrator in Olympia, WA

However, if you say "Yes" to a 1-month trial membership to my ITM Trading Group you'll become an 'ITM Insider' - FOR JUST $1!

Just think of the potential financial freedom you'll enjoy as an ITM member starting wiht the weekly ITM Newsletter.

INEVITABLE TREND MOVES
Weekly Newsletter

The Crème-de-la-Crème of
Potential Profit Opportunities
Delivered To Your Inbox Weekly!

This is the 'watch list' everybody's talking about... the one that will get YOU ahead of the IBD stampede!
Blurry ITM Newsletter Example
This ITM treasure-trove of potential profit opportunities sets the stage for 8-out-of-10 winning trades...

And following those trades could potentially gain you a monthly paycheck of $14,453... ending your money worries forever!

Posted online every Monday afternoon, with a convenient 'click-here' link sent by email or text directly to you...

Your ITM Newsletter is convenient, accurate, and ready to go!

Success is contagious! And I want you to catch a chronic case of it!

That is why I have slashed the price on this to just $1. So when you agree to give my ITM Newsletter a try, you'll have access to the same power that has transformed the lives of other traders.

If I gave you $15k to play with....

WHICH WOULD YOU CHOOSE TO DO?

Graph showing $500,612 lump sum, bar chart showing $235,108 after spending $14,453 every month

10 Minutes a Day Is All It Really Takes...
But a Lot of Traders Enjoy Spending More!

Stopwatch

The ITM list of potential profit opportunities is derived using daily charts... and the average trade lasts about 2 weeks.

So, a few minutes once a day is all it takes to determine if it's time to pull the trigger... or take profits... on one of your ITM watchlist stocks.

But, the ITM system works phenomenally well on intra-day charts too.

Soon youu'll be eagerly grabbing fast day-trading profits using 5-minute... 10-minute... 15-minute... 30 & 60-minute charts too.

The possibility of huge profits can be quite addictive... in a good way. Maybe you'll decide to join the fun!

Ruth M

"I'm only in the trade an hour or two, three maybe. And Wendy's system is so good almost all my trades are winners. I just found 15 trades and 12 of them were green. I mean, it's phenomenal to have that kind of success!"

Ruth M.,
New London, CT


Carl M

"Potential profits like that, you kind of get addicted. Same as a gambler would, except this isn't gambling. You know the odds are always in your favor before you even get in."

Carl M.,
Telephone Lineman in Chicago, IL

Now How About You,
Wouldn't You Like To Join Us?
It's Easy & Risk Free!

My proprietary trading system has empowered thousands of everyday men and women... coast to-coast and around the world...

Faces of various members that provided testimonials on the page

To seek the kind of financial security that can only come from a reliable source of non-stop income.

Doesn't hearing how my system has enabled this brave combat vet to return home to his family just put a big old smile on your face? It sure does mine.

And now, I'd like to offer you a risk-free, money-back guaranteed chance to seek the same kind of financial security for you and your family...

Blurry ITM Newsletter ExampleYour 100% Money-Back
Satisfaction Guaranteed
ITM Newsletter

ITM Newsletter

This action-ready list of stocks the 'Big Boys' are pushing towards a huge move with tremendous profit potential is posted every Monday... Jump in and enjoy the ride!What Does Instant ITM Success Look Like? Sometimes it looks like this... 3 Charts - UPS - Daily United ParcelB showing 272.18% Profit in 10 Days with potential profit on $1,862 of $5,050 - MS - Daily Morgan Stanley showing 125.24% Profit in 10 Days with potential profit on $2,060 of $2,560 - MRK - Daily Merck and Co showing 299.19% Profit in 10 Days with potential profit on $1,980 of $5,916

What wouldn't you give for a chance to enjoy the kind of instant success you've heard about today?

I'm talking about the kind of success that could potentially end your money worries forever.

As a point of reference, I should tell you my advisory service subscribers pay $5,000- $6,000 a year to follow my trades.

But, I'm thinking you'd like an economical DIY way to follow the same trading rules...

On stocks that have passed the same stringent criteria...

While enjoying ongoing support from other traders who are making the same trades.

Am I right?

So, I've put together a special introductory offer...

With a 100% money-back guarantee...

That's really just too good to pass up... And here it is.

Introducing
ITM Starter Offer
Just $1

Look at all you'll receive when you say "Yes" to an exclusive ITM Starter Membership for the irresistibly low price of just $1...

Sample blurred Inevitable Trend Moves Newsletter When you say "Yes" you'll gain instant access to the current ITM Newsletter... revealing the crème-de-la-crème of potential profit opportunities... allowing you to legally 'front run' the trader stampede heading your way.

Then, every Monday for the next 4 weeks you'll receive a link to the latest 'hot-off-the-press' edition. At the end of month we'll automatically renew your membership for another month for $39, conveniently charged to your credit card. And so it will continue until you say stop.

When you say "Yes" to our risk-free ITM Starter Offer youhave a full 30 days to make up your mind about whether ITM is really right for you. If you 90 day satisfaction guaranteefeel you'd rather cancel, just let us know - no questions asked, no proof needed, no fine print! This is a hassle free trial for just $1 - GUARANTEED.

And my guarantee to you gets even stronger! At the end of the first month, you will automatically stay subscribed for only $39 per month. BUT...If you do not want to continue, you may cancel anytime and end the subscription. You get to check out all of the tips and trading insight for just $1 GUARANTEED!

This Is Your Chance To Discover
Potential Non-Stop Profits!

When you say "Yes" to an ITM Starter Membership YOU RISK NOTHING! If you are not thrilled with your profits, just cancel for a no questions asked refund!

Whatever doubts you may be having now will soon vanish... As you prove the incredible wealth-building power of the ITM system to yourself.

My ITM Newsletter will feed you the best-of-the-best proft opportunities days before other traders catch on.

Before long you'll see for yourself how well my ITM works and I think you'll agree the profit potential is phenomenal (as Katie says).

Thousands of men & women from all walks of life have already done what I'm asking you to do now.

They said "Yes" to a $1 starter membership.

And as you have heard time and time again... they will be forever grateful.

Now it's your turn. I wouldn't be making this kind of a 100% satisfaction guarantee if my ITM system didn't work...

So why not see for yourself 100% risk free?

Click Here Now!

Sincerely,

Wendy Kirkland's Signature





Wendy Kirkland

PS. Something you should know: according to a recent customer survey, not everyone experiences the kind of success expressed by the excited traders you met today...

But, 94% say they find my products helpful and half that traded do say they're making money!

Think about that for a minute... It's often said that 90% of all options traders lose money, yet 50% of the traders using my systems say they're making money... And frankly, I suspect the other 50% "Aren't really trying" as Jerry says.

So which 50% will you be? Say "Yes" today and let's find out. Your satisfaction is 100% guaranteed. Click Now!

PPS. You know potentially having a non-stop income you can count on is the only path there is to carefree prosperity & total peace of mind. So you have every reason to call now. And I can't think of a single reason not to... can you? Click Now!

So I ask you...

If not this, then what?
If not now, then when?
Click Here Right Now!

 

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See Hypothetical Performance Disclaimer Below

*1 Auto-trading, or any broker or advisor-directed type of trading, is not supported or endorsed by Universal Financial Independence, Inc (UFI). UFI does not recommend or refer subscribers to broker-dealers. You should perform your own due diligence with respect to satisfactory broker dealers and whether to open a brokerage account. You should always consult with your own professional advisers regarding equities and options on equities trading. The information provided by the newsletters, trading, training and educational products related to various markets (collectively referred to as the "Services") is not customized or personalized to any particular risk profle or tolerance. Nor is the information published by Universal Financial Independence, Inc (UFI) a customized or personalized recommendation to buy, sell, hold, or invest in particular fnancial products. The Services are intended to supplement your own research and analysis. UFI's Services are not a solicitation or offer to buy or sell any fnancial products, and the Services are not intended to provide money management advice or services.

*2 Past performance is not necessarily indicative of future results. Trading and investing involve substantial risk. Trading on margin carries a high level of risk, and may not be suitable for all investors. Other than the refund policy detailed elsewhere, UFI does not make any guarantee or other promise as to any results that may be obtained from using the Services. No person subscribing for the Services ("Subscriber") should make any investment decision without frst consulting his or her own personal fnancial adviser, broker or consultant. UFI disclaims any and all liability in the event anything contained in the Services proves to be inaccurate, incomplete or unreliable, or results in any investment or other loss by a Subscriber. You should trade or invest only "risk capital" — money you can afford to lose. Trading stocks and stock options involves high risk and you can lose the entire principal amount invested or more. All investments carry risk and all trading decisions made by a person remain the responsibility of that person. There is no guarantee that systems, indicators, or trading signals will result in profts or that they will not produce losses. Subscribers should fully understand all risks associated with any kind of trading or investing before engaging in such activities. Trading options is not appropriate for everyone.

*3 All trading illustrations of UFI and Wendy Kirkland in this brochure, excluding trading results referenced in testimonials, are based on a rigorous hypothetical trading study involving simulated back testing. This means the trades are not actual trades and instead are hypothetical trades based on real market prices at the time the recommendation is disseminated. No actual money is invested, nor are any trades executed. Hypothetical or simulated performance is not necessarily indicative of future results. Hypothetical performance results have many inherent limitations, some of which are described below. One of the limitations of hypothetical performance results is that they are generally prepared with the beneft of hindsight. In addition, hypothetical trading does not involve fnancial risk, and no hypothetical trading record can completely account for the impact of fnancial risk in actual trading. Also, the hypothetical results do not include the costs of subscriptions, commissions, or other fees. Because the trades underlying these examples have not actually been executed, the results may understate or overstate the impact of certain market factors, such as lack of liquidity. Simulated trading services in general are also designed with the beneft of hindsight, which may not be relevant to actual trading. In addition, hypothetical trading does not involve fnancial risk, and no hypothetical trading record can completely account for the impact of fnancial risk of actual trading.

*4 UFI and Wendy Kirkland make no representations or warranties that any account will or is likely to achieve profts similar to those shown. No representation is being made that you will achieve profts or the same results as any person providing a testimonial. No representation is being made that any person providing a testimonial is likely to continue to experience proftable trading after the date on which the testimonial was provided, and in fact the person providing the testimonial may have experienced losses.

*5 Wendy Kirkland's experiences are not typical. Your results will vary depending on risk tolerance, amount of risk capital utilized, size of trading position and other factors. Certain Subscribers may modify Wendy Kirkland's methods, or modify or ignore the rules or risk parameters, and any such actions are taken entirely at the Subscriber's own election and for the Subscriber's own risk.

*6 No representation is being made that any of the persons who provide testimonials have continued to experience the same level of proftable trading after the date on which the testimonial was provided. In fact, such persons may have experienced losses immediately thereafter or may have experienced losses preceding the period of time referenced in the testimonial.

*7 In a recent survey of Wendy Kirkland customers, 94% found Wendy Kirkland's products helpful, and of the subscribers that placed actual trades, half made money. For typical customer results, please see www.TradeWins.com/survey/Kirkland. These survey results are results from prior products and programs offered by Wendy Kirkland. Past performance from these prior programs does not necessarily guarantee positive performance in this product or any product or program in the future. However, subscribers who do not achieve similar returns will gain a fnancial education through their participation in this program. There are a number of differences between the programs and trading products from which the survey is comprised. Certain products are free, and others range in price from $7 to $10,000. Certain products require self-study and others provide specifc trading suggestions, all of which involve short or long term trading of options on equities. Customer support is available for all products offered.

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